Limited time offer

Get 100 free online stock or ETF trades and up to $3,000 cash back. Kick-start your portfolio today.

What kind of investor are you?

You make less than 150 trades per quarter.

Trading fees

Canadian and U.S. stocks and ETFs

per online stock or ETF trade

Canadian and U.S. options

per contract

Limited time offer

Limited time offer until April 6, 2023.

$0 commission on money market mutual funds

Commissions for fixed income and money market instruments are included in the price or yield and will be disclosed on the order entry screen, as well as on your fixed income trade confirmations.

Annual account fees

When the market balance of your account is greater than $25,000

When the market balance of your account is $25,000 or less

When the market balance of your account is greater than $10,000

When the market balance of your account is $10,000 or less

For more details, review the Commission and Fees Schedule section in the CIBC Investor’s Edge Account Agreements and Disclosure Booklet (PDF, 1.2 MB) Opens in a new window..
Ready to start your investing journey with us?

You make more than 150 trades per quarter.

Trading fees

Active trader pricing

per online stock or ETF trade

Active trader pricing

per contract

Limited time offer

Limited time offer until April 6, 2023.

$0 commission on money market mutual funds

Commissions for fixed income and money market instruments are included in the price or yield and will be disclosed on the order entry screen, as well as on your fixed income trade confirmations.

Annual account fees

When the market balance of your account is greater than $25,000

When the market balance of your account is $25,000 or less

When the market balance of your account is greater than $10,000

When the market balance of your account is $10,000 or less

Ready to enroll as an active investor?

You’re under 25 and have a deposit account with CIBC Smart™ Start.

Trading fees

Canadian and U.S. stocks and ETFs

per online stock or ETF trade

Canadian and U.S. options

per contract

Limited time offer

Limited time offer until April 6, 2023.

$0 commission on money market mutual funds

Commissions for fixed income and money market instruments are included in the price or yield and will be disclosed on the order entry screen, as well as on your fixed income trade confirmations.

Annual account fees

$0 annual fees

If you’re a young investor under 25 and have a deposit account with CIBC Smart Start, we’ll waive the $100 annual fee for all registered and non-registered accounts.

No minimum balance

Get started without worrying about maintaining a minimum balance.

Ready to open a deposit account with CIBC Smart Start?

You’re over 25 and have a chequing account with CIBC Smart™ for Students Opens in a new window..

Trading fees

Canadian and U.S. stocks and ETFs

per online stock or ETF trade

Canadian and U.S. options

per contract

Limited time offer

Limited time offer until April 6, 2023.

$0 commission on money market mutual funds

Commissions for fixed income and money market instruments are included in the price or yield and will be disclosed on the order entry screen, as well as on your fixed income trade confirmations.

Annual account fees

$0 annual fees

If you’re a student investor and have a chequing account with CIBC Smart for Students, we’ll waive the $100 annual fee for all registered and non-registered accounts.

No minimum balance

Get started without worrying about maintaining a minimum balance.

Ready to open a chequing account with CIBC Smart for Students?

Cash and margin rates

Non-registered accounts

  
All credit balances 0.00% 0.00%
All debit balances 8.25% 8.75%

Registered accounts

  
All credit balances 0.00% 0.00%
All debit balances 9.25% 9.75%

Foreign currency transactions1

  
$0 to $4,999.99 200 1.6%
$5,000 to $24,999.99 180 1.4%
$25,000 to $74,999.99 130 1.0%
$75,000 to $99,999.99 90 0.7%
$100,000 to $249,999.99 75 0.6%
$250,000 to $499,999.99 40 0.3%
$500,000 to $999,999.99 35 0.3%
$1,000,000 and up 25 0.2%

Telephone trading fees

Any trades you place over the phone are subject to the commission charges based on the investment type and price. A minimum commission of $50 applies to all Canadian and U.S. orders.