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Explore our world of account and investment options
New! Canadian Depositary Receipts (CDRs)
- An easy way to buy fractional shares of select U.S. companies in Canadian dollars
- Thanks to hedging, you make what the U.S.-listed shares make, without distortions caused by currency fluctuations
Stocks
- Diversify your portfolio with stocks from a range of sectors and industries
- Take advantage of the potential to earn dividends and realize capital gains
ETFs (Exchange Traded Funds)
- Offers a simple way to diversify your portfolio
- Often provides more cost efficiency and lower fees than mutual funds
Options
- Gives experienced investors flexibility and leverage
- Potentially profit from stock price movements without owning the stock
Mutual funds
- Pick mutual funds that fit your investment goals from our wide range of options
- Access a diverse portfolio of companies, sectors, asset types and geographic areas
GICs (Guaranteed Investment Certificates)
- Protect your principal with this stress-free, secure investment
- Take your pick of short-term and long-term maturity dates
Fixed income
- Looking for a generally safe, conservative investment? This one offers a predictable income stream
- Choose from diverse options including government, corporate and strip bonds, and asset-backed securities
Precious metals
- Investing in precious metals e-Certificates removes the worry about storing or protecting physical gold or silver bars
- Top up your RRSP, RESP, TFSA and RRIF with gold and silver e-certificates
To purchase e-Certificates, call us at 1-800-567-3343 Opens your phone app..
IPOs (Initial Public Offerings)
- Invest in promising businesses
- Be part of a company's exciting growth phase
Structured notes
- Provides the growth potential of the markets and some of the protection features of bonds
- Get market-linked returns and exposure to a variety of asset classes
Registered accounts
FHSA (First Home Savings Account)
Contest
- Open an FHSA at CIBC by February 29, 2024 for the chance to win a full year’s FHSA contribution of $8,000†. No purchase necessary. Conditions apply.† Contest rules.
- Save for your first home purchase and reduce your taxable income for the year
TFSA (Tax-Free Savings Account)
- Grow your investments, tax-free
- Withdraw your funds, tax-free, any time, whenever you need them
RRSP (Registered Retirement Savings Plan)
- Save for retirement and reduce your taxable income for the year
- Defer the tax on any RRSP investment growth until you withdraw funds
RESP (Registered Education Savings Plan)
- Save for your child's post-secondary education: it's tax-free, until you withdraw the funds
- Potentially take advantage of additional education grants
Other registered and locked-in accounts
- Registered Retirement Income Fund (RRIF)
- Locked-In Retirement Account (LIRA)
- Locked-In RSP (LRSP)
- Locked-In Retirement Income Fund (LRIF)
- Prescribed Retirement Income Fund (PRIF)
For more information or to open an account, contact us at 1-800-567-3343 Opens your phone app..
Non-registered accounts
Cash account
- Choose from individual, joint or corporate accounts
- Diversify your portfolio with a variety of investments, from stocks and ETFs to options, mutual funds and more
Margin account
- Increase your buying power by borrowing funds against your investments
- Use this account to short-sell stocks, among other advanced investment strategies
Non-personal accounts
- Corporate or Partnership
- Investment Club
- Formal Trust
- Estate
For more information or to open an account, contact us at 1-800-567-3343 Opens your phone app..