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Benefits of RRSPs
Reduce your taxable income through tax-deductible contributions
Defer paying taxes on investment growth within your RRSP until you withdraw the funds
Borrow from your RRSP to help buy your first home or pay for your education
Why choose an RRSP with CIBC Investor’s Edge
- Pay a flat fee of only $6.95 per online equity trade
- Use our powerful tools and resources
- Select from a wide range of investment options, including stocks, options, ETFs, mutual funds, GICs and bonds
- Pay no administrative fees on RRSP accounts with a minimum market balance of $25,000
Resources
Video: Money Minute: RRSP or TFSA? (1:20)
TranscriptFor the video. Money Minute. RRSP or TFSA? Opens a new window in your browser
In defense of RRSPs
Debunking some of the myths that may be keeping Canadians from saving in an RRSP.
In defence of RRSPs: Dispelling common myths (PDF, 50 KB) Opens a new window in your browser.
The RRSP, the TFSA and the mortgage
Making the best choice for saving via an RRSP, TFSA or debt repayment.
The RRSP, the TFSA and the mortgage (PDF, 215 KB) Opens a new window in your browser.
