Cash And Margin Rates

Interest rates applied to account balances.

Effective October 31, 2008, CIBC Investor’s Edge interest rates are as follows.

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Our comprehensive range of products and services can help you prepare and implement financial strategies to address your goals. You can open a CIBC Investor’s Edge account online or by calling our Investment Representatives at 1 800 567-3343.

CIBC Investor’s Edge retains the right to change interest rates on a discretionary basis. Interest on debit and credit balances will be calculated separately at the appropriate tiered rates, which are subject to change without notice. Interest is calculated based on your average daily cash credit or debit balance and paid mid-month. Interest paid or charged on accounts is subject to minimum dollar amounts. Interest amounts less than C$5.00 are neither charged nor paid on regular accounts and interest amounts less than C$1.00 are neither charged nor paid on registered accounts.

The information contained herein is considered accurate at the time of posting. CIBC, CIBC World Markets Inc. and CIBC Investor Services Inc. reserve the right to change any of it without prior notice. It is for general information purposes only. Clients are advised to seek advice regarding their particular circumstances from their personal tax advisors.

CIBC Investor's Edge is the discount brokerage division of CIBC Investor Services Inc., member CIPF. CIBC Investor Services Inc. does not provide you with any legal, tax, or accounting advice or advice regarding the suitability or profitability of a security or investment in a CIBC Investor's Edge account. You assume full responsibility for transactions in your CIBC Investor's Edge account and for your investment decisions.

The information on this Web site is general only; it is not intended as specific investment, financial, accounting, legal or tax advice for any individual, and you should not rely on it as such.